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Nov 6, 2009
CAUTION!! NIGHTMARE TENANT!!

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Dr. Lorin D. Card, Department of Critical Studies, University of B.C. Okanagan ( UBC Kelowna) bounced two rent cheques and caused $4,850 damage to my town home.

I always believed that, people who subscribe to the theory that all renters are dishonorable, actually harbor a certain bias against those who can’t purchase their own homes.  My theory is that, if owners do due diligence on prospective tenants, they will enjoy good working relationships with renters.  However,
Dr. Lorin Card UBC Kelowna proved to be an exception to my theory.

In the case of this nightmare tenant, I wonder if I did some profiling when I researched his application.  He is, after all, a Professor at the University!  He touted his profession throughout the interview process.  In fact, he went so far as to identify his job at the University on his personal cheques.  Perhaps I was unduly influenced when I made the assumption that University educators live within a sound code of ethics.

Construction of my new town home was completed in late spring of 2008.  Initially, I planned to use this unit as my personal residence.  I worked with the designers to create a unique and beautiful home.  Detailed attention was given to the choice of high quality hardwood floors, plush carpets, granite countertops and stainless steel appliances.   When my personal circumstances changed, I decided to rent out my home for the time being.  I was confident that I would find tenants who would treat my home with respect.

To that end, I set the rent amount consistent with the high-end upgrades and advertised my town home.  My representative started the interview process.  We thought we had found the perfect family.  Dr. Card’s income, alone, was ample enough to cover the rent for his partner, children and cat.  They appeared to appreciate the quality of my home and were excited to be considered.  In fact, they required an exception to my general policy of month-to-month rental agreements.  They wanted more security and requested a one-year lease agreement.  After due consideration, I agreed to sign a lease for not less than one year starting August 1, 2008.

Dr. Card provided us with twelve post-dated rent cheques entitled “Lorin D. Card, Dept. of Critical Studies, UBC-O, 3333 University Way, Kelowna, B.C. V1V1V7”.  Other than one NSF cheque (which appeared to be an accounting error and was rectified immediately), there was no reason to suspect that his cheques were not sound.  Further, we had no reason to suspect that Lorin Card’s family was so negligent that they were causing more than $5,000 worth of damage to my home.  It wasn’t until he bounced his June 1, 2009 cheque that I realized that a nightmare was about to start.  He was about to flee the premises, refusing to leave a forwarding address.  He was about to take no responsibility for the damage he caused.

Just prior to the NSF cheque, my representative received an email from     Dr. Card’s partner.  She was sharing the fact that she and Lorin were planning to separate.  She gave her sincerest apology and assured us that they would work with us to find new tenants.  Just hours later, she sent another email advising that; indeed, they each found new homes and would be leaving soon.  “Good news”, she said.  Of course, this correspondence wouldn’t even meet the LRB notice required if they had a month-month agreement.  However, they were aware that they had a lease and were contractually obligated for the balance of the twelve months.

I was sorry to hear about their personal issues and naively set out to re-rent my home quickly so that I could release them from their lease.  The first step in that process was to meet with the tenants to do a walkthrough and compare the existing condition to the signed August 1, 2008 condition document.  Lorin’s partner did attempt to meet with my representative.  Clearly, it took courage for her to face us, given the deplorable state of my home.  However, Lorin Card was not so courageous.  He left.

Although the attached pictures show the damage, they don’t do justice to the appalling state of my home.  It would take weeks to set appointments with service people and get $4,850 dollars worth of repairs done, which didn’t deal with all of the damages they caused.

The damage was caused by sheer negligence.  The house was filthy.  At some point during their 10-month stay, the dryer hose disengaged.  Instead of hooking it up again, they simply used the dryer while all the lint flew throughout the house.  The walls were thick with lint.  There were holes in the walls throughout the home.  In most cases, the painters were unable to patch marks and had to fill the holes and repaint the entire wall.  My beautiful hardwood floors were gouged.  They didn’t bother with putting felt under the legs of their furniture.  They continually scraped their furniture across the floors, creating scratches and actual gouges in many of the floors.

It is noted that, initially, I couldn’t believe that the buckled floorboards in the kitchen could be caused by negligence.  I hired a fridge repairer to fix the faulty, leaking fridge.  But, the fridge was in perfect working condition.   The tenants continually spilled water each time they used the fridge water dispenser.  They just left the water to puddle on the floor.  The floorboards eventually buckled.  I hired a hardwood specialist.  We replaced the boards that were completely ruined but had to leave the scratched floorboards.  I hired two carpet cleaners in an attempt to remove the peculiar stains in my carpets.  The stains couldn’t be removed and I couldn’t replace the carpet.

All attempts to work with Lorin, through emails, to recover some of my losses have been fruitless.  To add insult to injury, Lorin Card is attempting to blame me for his negligence.  He says that the damage was “normal wear and tear”.  His response to the issue of the ruined hardwood floors was that they were “pint size scuffs and can be fixed with a little paint”.  His actually threatens to “call CHBC or better to expose me as a rip-off landlord who is making them pay for new floors”.  The fact that my floors were new before he damaged them seems to escape him.

Dr. Card attempts to justify his bounced cheques.  He broke the lease because he was sleeping on the sofa AND the driveway was too small.  He fails to mention that they didn’t use their storage cupboard.  Instead they strew their junk and garbage across the garage floor so that they couldn’t park there.  One of his classic excuses is that he broke the lease because the owners of the town home next to mine had a no pet policy.  He writes, “the place next to us won’t let (sic) her have a cat and yet we have a cat.  How can that be?”

He advised me that the $1,000 damage deposit along with money to ‘steam clean the carpet” is more than enough to pay for the $4850 damage plus the two months’ rent.  In fact, he wrote, “you will get an IOU which we cannot pay, that is should you be flukey enough to win this case”.

I will continue the legal battle.  But, in the meantime, it is my responsibility to share my nightmare experience through the complaints board.  When owners do their due diligence, they will see my posting.  They will be cautioned not to make an assumption that because of the nature of Lorin Card’s profession, he will be a reliable honorable tenant. At the very least, any one reading my complaint may want to consider researching further before signing any contract with this particular professor.

Lorin Card writes that this complaint is “your stupid idea” and that “only crazies do such idiocies”.  Further he writes that my posting will only get me “derisory” stares.  He advised me that his “colleague can dismantle it in less than 5 mins”.

Despite my experience with this tenant, I still believe that some renters are reliable and responsible. Now, when owners do their due diligence, they will be cautioned that one renter, Dr. Lorin Card, Assoc. Professor Dept. of Critical Studies, UBC-O caused over $5,000 damage to my new home and bounced two rent cheques for $1750 each.  He shows no remorse and accepts no responsibility.

For more information and pictures please see www.lorincard.com

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Posted at 08:24 am by seomas
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Nov 4, 2009
Successful Marriage Tips

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While most people talk about marriage is only about love and marriage, I could not agree more. However, love alone cannot make a marriage a success and sustainable. There are a lot of things that need to be done to make the marriage a success and sustainable. For example, money is also as important as love and according to some research, financial breakdown is one of the top reasons why some marriages break down. Without a good financial planning, a marriage will somehow run into mess and eventually break down as both the husband and wife cannot tolerate with each other eventually.

Another main reason of a failed marriage is the sex life. It is undeniable that both wife and husband will go through very stressful working life, thus affecting the sex life and finally it will affect the marriage as well. Both man and woman should not allowed the stressful work life affects the marriage and should continue enjoying healthy sex life which will eventually sustain the marriage. While men should care about their wife, women should seize the day and initiate sex with their husband. How it can be done? Well, there is a lot of ways to improve the sex life and one of the most effective ways is to do something different. Women can wear sexy lingerie from BodyLingerie.com to get the attention of their husband or have costume playing by getting adult costumes from AgentProvocateur.com or LingerieDiva.com and Yandy.com. Doing a little bit different can stir up the sexual interest in her husband, thus the sex life will not be as boring and mundane.

A marriage is something that both the man and woman should cherish and treasure. There are a lot of things that both the man and woman should do to have a successful marriage.

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Posted at 03:14 pm by seomas
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Nov 3, 2009
How Thermal Imaging can Shape Your World

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Have you ever watched the movie, The Predator, starring Arnold Schwarzenegger and Jessie Ventura? Do you remember the scene where the scary alien-creature was staring at them by using thermal vision? The future is finally here! Thermal Imaging has come a long way since this old movie. Now it is used in such applications as infrared home inspections, checking braking systems, detecting faulty electrical motors, examining control panels, and equipment inspections.

What is Thermal Imaging?

Also called thermography, thermal imaging is the means by which an individual can see in the infrared portion of a spectrum. Many people may associate thermal imaging with nighttime vision. Thermal imaging is used in the security, military, navigation, surveillance, firefighting, industrial, medicine and science industries.

Utilizing electromagnetic waves, thermal imaging creates pictures based off heat. They measure IR energy that is radiated and transform the data it collects into maps of temperatures. The hotter the object is the more thermal waves it emits. It is ideal for viewing in extremely dark, smoky, foggy, rainy, and snowy conditions.

What can Thermal Imaging be used for?

Thermography is used as infrared home inspections. Residents of Kitchener, Waterloo, Golden Triangle, and Ontario have been using this technology to keep from making mistakes when purchasing property. An infrared home inspection can pick up flaws within the building electrical components as well as troublesome spots. Here are a few benefits of using infrared home inspection:

  • Easily find water damage and moldy surfaces
  • Find where heat is lost or where cold drafts originate
  • Discover missing or damaged insulation between walls
  • Pinpoint electrical motor problems quickly and detect faulty control panels

Thermal imaging can also be used for other services also. Kitchener, Waterloo, Golden Triangle, and Ontario businesses can use thermal imaging for all kinds of applications. Automotive mechanics can use it to study control panels, braking systems, and inspect electrical motors. Professionals who use very expensive tools can use thermal imaging to check the condition of electrical motors within the tools and locate faulty connections. Roof specialists can detect leaks within buildings, plants, and industrial facilities. Even firefighters use thermal imaging to locate victims in fires.

At Irtis.com, we are Kitchener, Waterloo, Golden Triangle, and Ontario’s source for thermal imaging. Everything from infrared home inspections to finding faults in electrical motors and braking systems is covered. If you are considering purchasing a home or building, make sure you use equipment that guarantees success. If you have equipment that needs top-notch inspections, thermal imaging is the way to go. Call or email us today and we will help you see into the future.

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Posted at 06:54 am by seomas
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Nov 2, 2009
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At Carolina Health, we are dedicated to providing you with only the best health insurance coverage, courtesy of Blue Cross Blue Shield of NC. We know how important it is to have health insurance, which is why BCBSNC is committed to helping you find the right kind of NC Health Insurance that fits your budget.

In this day and age, you simply cannot afford to run the risk of not having health insurance or some type of minimal health coverage. Even the healthiest people find themselves in unpredictable situations where they suddenly realize that they need health coverage. Take, for example, the fact that every year (every day even), there are people who become involved in car accidents. Through no fault of their own sometimes, these people are rushed to the hospital, and the first thing that they are asked is whether or not they have health insurance, and if so what kind. Even when you go to the doctor’s office nowadays, most doctor’s offices will ask to see a copy of your driver’s license as well as your most recent health insurance cards just as an extra precaution.

In some cases, you have to be careful with the kind of health coverage that you put yourself under. Are you paying too much for health insurance? Are there things on your health insurance plan that you are covered for but you never use or you never plan to use? Using our BCBSNC Quote, you can now instantly find out how much money you could be saving on health insurance coverage costs.

Having good health insurance coverage is important, but it shouldn’t cost you an arm and a leg (no pun intended). This is why it is worth it to check out Carolina Health. At Carolina Health, one of our qualified customer representatives will discuss your various health insurance coverage options with you at length so that you are more well-informed and will be able to make a better decision regarding your health.

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Posted at 06:08 am by seomas
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Oct 31, 2009
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Posted at 12:20 am by seomas
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Oct 30, 2009
Watch online your favorites tv series

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You can’t be a computer addict and a TV addict at the same time, not unless you start watching TV on your PC. Don’t bother to connect your TV tuner card. No TV tuner card is required, when you have something called the Internet. So order your popcorns and settle down for your favourite shows.

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Here you can watch online all the newest episodes from your favorites tv series like Gossip Girl, House, True Blood Online , 24 ,One Tree Hill, Battlesta Galactica, Lost, Heroes, Grey’s Anatomy, Scrubs, Dexter, cartoons series like Family Guy, South Park, Tom & Jerry, Donald Duck or old series like Friends, Joey, Seinfield, Everybody Loves Raymond.

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Posted at 06:11 am by seomas
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Oct 28, 2009
You Cannot Have Too Much Sex, health experts say

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They say you cannot have too much of a good thing. You cannot have too much money. You cannot be too thin and you cannot have too much sex. Great sex and great health go hand in hand. It makes sense when you think about it. If you are in good health, you are bound to have a great sex life. And if you have a fantastic sex life, consider yourself one of the few, the proud, the lucky people. Recent studies have shown that a large percentage of Americans are unsatisfied in bed. This can be evidenced by the millions of men who take drugs such as Levitra, Cialis, and Viagra.

Things are even worse for women. The National Health and Social Life survey revealed that 43% of women suffer from sexual dysfunction compared to 31% of men. This shows that sexual dysfunction is an important health concern. It has links to diabetes, obesity, smoking, and emotional problems.

If you are experiencing this problem, do not ignore it. Sex is important for your overall health. Talk to your doctor about buying Levitra or buying Cialis. You can even find soft Viagra online.

Sex does wonders for your health. It helps in boosting your immune system. Researchers at Wilkes University in Pennsylvania found that people who have sex once or twice a week have 30% higher levels of Immunoglobulin A, an antibody that helps in protecting the body from infections.

Sex reduces pain and depression. Right before orgasm the hormone oxytocin reaches five times the normal level, which in turn causes the release of endorphins. Endorphins are natural feel-good, pain-reducing hormones. Thinking about finding that cheap Levitra or that soft Viagra online? Well, there is more.

Sex helps you sleep better. The deep mental and physical relaxation after orgasm helps in falling sleep comfortably. It also helps in boosting your self-esteem and can reduce pain and depression. It is even good for your heart and overall fitness.

So go ahead. Go out and buy Cialis, buy Levitra, or find that soft Viagra online. And if someone asks why, tell them you are doing it for your health!

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Posted at 07:42 pm by seomas
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Posted at 02:35 am by seomas
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Oct 25, 2009
The Car Rental Service That Pleased Ronald

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It is always interesting to travel to Malaysia for Ronald. He loves the environment in Malaysia and he likes the hot climate here. Every year, he would come to Malaysia for vacation with his family. Last year when he arrived at the airport, instead of taking the cab, Ronald decided to call for a car rental service. The KLIA car rental service might be a bit more expensive but Ronald felt that he could drive in Malaysia now that he had been in the country for quite some time.

He tried the Air asia car rental service through the website Global Aero Network. It was easy and he felt the price rate was rather reasonable. He booked a Persona for his usage. Since he registered to be a member, he also had a 50% discount. One thing that also pleased Ronald was that there was free delivery made to the LCCT.

After the trip, he felt that the rental car was in good condition. His family was basically happy with the car and was comfortable through the ride during their vacation. This has prompted Ronald to make up his mind on getting the airport car rental for his future visits.

Well, this is just one example of a tourist who eventually opted for car rental service instead of public transportation when they arrived on the airport. This has become more of a trend as people are more interested to explore the city on their own. Of course, part of the reason was also due to the expensive charges with the public transportation. Well, if they know this is good for them, why not you?

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Posted at 08:26 pm by seomas
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Oct 22, 2009
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